How to Arrange a Funeral on a Tight Budget

In Family Matters, Lifestyle | |

Because bereavement is a topic that not many want to discuss or hear about, a lot of people remain in the dark regarding the funeral process and costs until the unfortunate event actually happens. As a result, there is a huge possibility of making poor decisions that are brought about by the lack of resources and the emotional effect of the bereavement as well. Due to the possibility of these poor decisions or lack of financial support for the various expenses that come with the unfortunate need of a funeral, there are many organizations and charities that can offer monetary relief. For some examples, you may wish to research this article published on the GoFundMe blog or other similar financial assistance entities.

To avoid committing mistakes that will not only cost a fortune but also bury affected families in debt, it is essential to understand that the costs of any misfortune, be it untimely or expected, can be minimised by keeping sound judgment and following these simple tips.

  1. Research the average funeral costs in your area

If you compare funeral costs UK companies charge, you will notice that prices vary greatly, which is caused by a lot of factors. Getting an idea of the funeral costs is a good starting point to know if funeral directors that you initially intend contacting are overcharging, or not. Knowing how much these things cost is also crucial to expanding your choices and possibly finding cheaper or better packages.

  1. Create a budget

While looking for the estimated costs of funeral services, it is highly recommended to create a budget. In this way, affected families can delineate how much they are willing to spend on the wake and other funeral services instead of hastily contacting the first provider unplanned. Having a budget also motivates you to stick to it and not get persuaded into buying ancillary products or services that are not really necessary.

  1. Consider other expenses after the memorial service

Cash outflow does not end after the wake. Oftentimes, there are many legal documents that have to be dealt with, such as, but not limited to, wills, if there is one; savings, bank, and other financial statements of the deceased; amounts of money owed by the deceased, such as credit cards, mortgage, and educational loan bills; and properties that are left behind.

  1. Try hiring a funeral director

Many funeral service websites post their prices on their pages, which will give you an idea of the benefits that you will get when hiring their team, or a funeral director. Hiring a funeral director is often a cost-effective way of dealing with all the things that need to be taken care of before, during, and after the memorial service. However, some people still consider planning out everything on their own, which, although will cost more time and effort, might be financially rewarding.

Always have a sound mind

The best way to deal with either an expected or sudden event, no matter how difficult, is to make the right choices at all times. Researching, personally calling funeral service providers or asking for quotations on their websites and sticking with a well thought out budget are indispensable methods of making sure that your loved one is remembered solemnly, and without worsening the aftermath.