Looking after the safety of those you love is always a priority in life. In addition to things like home and life insurance, you might consider getting a disability insurance policy set up (click here to see how Breeze could help you with that) to help cover your income should you ever be unable to work due to disability. It’s important that you keep your family up to date with the right information on what to do in a range of tough situations, so the negative impact of the situation can be minimized.
One of the most important situations your family should be knowledgeable in is what to do after a car or truck accident. The last thing you want in the moments after a wreck is panic. Teach your family what to expect, and teach yourself what to do if you’re ever in a car accident.
Check out this short summary of a few steps to remember after a vehicle collision.
The first thing to do after a collision
The very first thing you should do after a traffic accident is to check yourself for injuries. After a quick once over of yourself, check the well-being of the passengers in the vehicle. Then, move on to checking the well-being of the people in the other vehicles involved.
Don’t hesitate to get to safety
Don’t waste time getting to a safe spot. If you can drive your car to a safe area, out of the way of traffic, then don’t be afraid to move the vehicle to safety. Most people think they have to leave the vehicle right where it is for insurance purposes, but your insurance company wants you to be safe.
Call the local authorities
Now it’s time to call 911! A witness of the accident has probably already notified the police of the issue, but make the call personally just to be sure. Dispatchers will know if the incident has already been reported, and let you know that police are on their way.
Exchange information with others involved
Try to keep calm during the moments following your accident. You need to gather some information for legal purposes, and it’s important that you get it all right. Don’t leave the information gathering to someone else. Do the footwork yourself if you are able.
Closely document everything
If you can, document everything. Use your mobile phone to take pictures of vehicles and the people involved. There’s not much room for fabrication when you have visual backing of your word. Don’t let others take advantage of the situation, and keep tabs on the details along the way.
Inform your insurance agency ASAP
Call your auto insurance agent as soon as possible, and report the accident. Reporting the accident to your insurance company is the first step towards rectifying the damage of your vehicle, body, and/or finances.